Calculators
NYC real estate calculators
Three quick estimates every New York buyer and seller needs: the monthly payment, the cash to close, and what a sale nets. Rules and rates as of September 2026.
NYC mortgage calculator
What would the monthly payment be?
Principal and interest, plus the carrying cost every New York buyer has to add: co-op maintenance or condo common charges and real estate taxes.
Estimate only. Default rate: Freddie Mac 30-year fixed average, 7.03% (24 September 2026). Many co-ops require 20 to 30% down; some require more. Co-op financing questions →
NYC buyer closing cost calculator
How much cash do you need to close?
Mansion tax, mortgage recording tax, title insurance and fees for a Manhattan or Brooklyn purchase. Co-ops and condos differ, so choose the type.
Estimate only, not tax or legal advice. Mansion tax on homes of $1 million or more (1% rising to 3.9%); NYC mortgage recording tax on condo and house loans (1.8% below $500,000, 1.925% above); co-ops pay neither recording tax nor title insurance. Title and fees are rough defaults you can change. Buyer cost questions →
Seller net proceeds calculator
What will you net when you sell in NYC?
An estimate of commission, New York City and New York State transfer taxes, flip tax and attorney fees on a Manhattan or Brooklyn sale. Edit any field.
Estimate only, not tax or legal advice. Transfer taxes follow NYC RPTT (1% up to $500,000, 1.425% above) and NYS transfer tax (0.4%, or 0.65% for NYC residential sales of $3 million or more). New-development sponsor sales and entity transfers can differ. Seller cost questions →